Microsoft 365 Copilot pricing for UK businesses

Microsoft sells Copilot as an add-on to Microsoft 365 rather than as a standalone product. Smaller firms buy Copilot Business on top of a Microsoft 365 Business plan, or a Business Premium bundle with Copilot built in; larger firms add Microsoft 365 Copilot to an enterprise licence.

Microsoft lists UK prices in sterling, excluding VAT, and we show them as listed. Every Copilot price below is in addition to the Microsoft 365 licence each user already needs, except the bundle, which includes it.

Checked on 23 September 2026 against Microsoft's pricing page

Microsoft 365 Copilot plans and prices

Checked on 23 September 2026. Prices are in the currency Microsoft lists them in.

PlanPriceBillingNotes
Microsoft 365 Copilot BusinessBusiness
£16.10 per seat a month, paid yearly on an annual subscription, excluding VAT
Annual commitment, excluding VATAn add-on for existing Microsoft 365 Business customers; Business plans cover up to 300 users. A promotional price of £13.80 applies to the first year of annual subscriptions bought between 1 July and 31 December 2026.
Microsoft 365 Business Premium with CopilotBusiness
£24.60 per seat a month, paid yearly on an annual subscription, excluding VATOr £29.52 on a monthly subscription, excluding VAT
Annual or monthly, excluding VATA bundle for firms buying Microsoft 365 and Copilot together. Up to 300 users.
Microsoft 365 CopilotBusiness
£23.10 per seat a month, paid yearly on an annual commitment, excluding VATOr £24.26 paid monthly on the annual commitment, excluding VAT
Annual commitment, paid yearly or monthly, excluding VATAn add-on: each user also needs a qualifying Microsoft 365 enterprise licence.
Microsoft 365 Copilot ChatBusinessNot publishedMetered agent usageNot published: the checked pages show no seat price, and agent use is metered.

What each plan includes

Microsoft 365 Copilot Business

  • Copilot in Word, Excel, PowerPoint, Outlook and Teams
  • Chat grounded in your work data
  • Researcher and Analyst agents
  • Adoption and usage analytics

Microsoft 365 Business Premium with Copilot

  • The Microsoft 365 Business Premium suite, with its security and device management
  • Microsoft 365 Copilot built in

Microsoft 365 Copilot

  • Copilot in the Microsoft 365 apps
  • Search across work data through more than 100 connectors
  • Agents grounded in your work data
  • SharePoint Advanced Management and Copilot Analytics

Microsoft 365 Copilot Chat

  • Secure AI chat with enterprise data protection
  • Agent management for IT

How the enterprise contract works

Microsoft 365 Copilot for enterprise needs a qualifying Microsoft 365 licence for every user, and is bought on an annual commitment, paid yearly or monthly. Most large firms buy it through their Microsoft enterprise agreement or a licensing partner, where the price is set by the agreement rather than the list.

The list price includes Copilot in the Office apps, search across work data, agents grounded in that data, and the analytics to measure adoption. Agent use beyond what the licence includes is metered.

API prices

Microsoft does not sell Copilot by the token. Developers who want the underlying models pay for them through Azure, on separate terms.

Which plan for a 50, 200 and 1,000-person firm

50-person firm

Microsoft 365 Copilot Business

If the firm already runs Microsoft 365 Business Standard or Premium, the Copilot Business add-on is the direct route. Firms not yet on Business Premium should price the bundle instead.

50 seats at £16.10 a month, paid yearly on an annual subscription, excluding VAT: £9,660 a yearList price, checked on 23 September 2026.

200-person firm

Microsoft 365 Copilot Business

Microsoft 365 Business plans cover up to 300 users, so a 200-person firm still qualifies. Many firms license the heavy Office users first and extend once usage is measured.

200 seats at £16.10 a month, paid yearly on an annual subscription, excluding VAT: £38,640 a yearList price, checked on 23 September 2026.

1,000-person firm

Microsoft 365 Copilot

Past 300 users the firm is on an enterprise licence, and Copilot is the enterprise add-on. Expect the agreement, not the list price, to set the figure.

1,000 seats at £23.10 a month, paid yearly on an annual commitment, excluding VAT: £277,200 a yearList price, checked on 23 September 2026.

What changed

  • First published.

Frequently asked questions

Do we need a Microsoft 365 licence to buy Copilot?
Yes. Copilot Business is an add-on to a Microsoft 365 Business plan, and Microsoft 365 Copilot is an add-on to a qualifying enterprise licence. The Business Premium bundle is the exception, because it includes the Microsoft 365 licence.
Is Copilot Chat free?
Microsoft offers Copilot Chat to Microsoft 365 users with enterprise data protection, and meters the use of agents. The pages we checked show no seat price for it, so we list it as not published.
Are Microsoft’s prices shown with VAT?
No. Microsoft’s UK prices exclude VAT, and so do the figures in the table.
Is there a discount on Copilot Business?
Microsoft is running a first-year promotional price on annual Copilot Business subscriptions bought before the end of 2026. The plan notes give the figure and the terms. The table shows the list price, which applies from the second year.
Copilot Business or Microsoft 365 Copilot?
The choice follows your Microsoft 365 licence rather than preference. Firms on Business plans, which cover up to 300 users, buy Copilot Business; firms on enterprise licences buy Microsoft 365 Copilot.

Rolling it out

The licence is the smaller part of the cost. Rolling these tools out, so that people use them on work that matters and the time saved is measured, is what AiRE does. The free readiness diagnostic shows where your firm stands first.